Mortgage Brokerage and Project Financing

Independent financial intermediary and loan facilitation services

Premier Valuers Limited provides an independent mortgage brokerage and project financing service, acting as the professional intermediary between the client and a wide network of financial institutions to secure the most appropriate and competitive financing solution for the client's property acquisition or development project. Our service covers the full financing cycle from initial credit appraisal through to loan disbursement and ongoing repayment coordination.

Our Services

What We Provide

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Client Brief

Establish the client's financing requirements and project scope We engage with the client at the outset to receive a comprehensive brief covering the client's financing requirements, the nature and scale of the proposed project or acquisition, and the client's preferred repayment structure. A thorough understanding of the client's brief enables us to identify the most suitable financing options and approach the most appropriate financial institutions on the client's behalf.

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Credit Appraisal

Assessment of the client's creditworthiness and borrowing capacity We conduct a top-level credit appraisal of the client's financial position, reviewing income, existing liabilities, credit history, and asset base to establish the client's borrowing capacity and creditworthiness. The findings of the credit appraisal inform the financing strategy and enable us to approach lenders with a well-prepared and credible client profile, improving the prospects of securing favourable loan terms.

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Project Proposal Review

Evaluate the project for financial viability and bankability We review the client's project proposal in detail, assessing its financial viability, projected returns, security position, and overall bankability from the perspective of prospective lenders. Where necessary, we advise the client on adjustments to the project structure or financial projections to strengthen the proposal and maximise its appeal to financial institutions.

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Financier Sourcing

Identify and approach suitable lenders and financial institutions Drawing on our established network of banking and non-banking financial institutions, we identify and approach the lenders whose products and criteria are best aligned with the client's financing requirements. We present the client's brief and project proposal to shortlisted financiers and manage all initial communications to generate credible financing offers for the client's consideration.

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Rate Negotiation

Negotiate competitive interest rates and loan terms on behalf of the client We negotiate the most competitive interest rates, repayment terms, and loan conditions available in the market on behalf of the client, leveraging our relationships with financial institutions and our understanding of the prevailing lending environment to secure the most favourable financing package. All negotiated terms are presented to the client in full, with our professional recommendation, prior to the client's acceptance of any financing offer.

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Intermediary Services

Act as professional intermediary between the client and the financier We act as the professional intermediary between the client and the appointed financier throughout the loan processing period, managing all communications, coordinating the provision of required documentation, and addressing any queries or conditions raised by the lender on behalf of the client. Our intermediary role is designed to facilitate smooth and efficient loan processing and to protect the client's interests at every stage of the financing process.

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Documentation Support

Full support in preparing and submitting loan application documentation We provide comprehensive support to the client in assembling, preparing, and submitting all documentation required by the lender for the loan application, including financial statements, property documentation, title documents, project proposals, and any other supporting materials. Our documentation support minimises delays in loan processing and ensures that the client's application is presented to the lender in a complete and professional manner.

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Repayment Management

Coordinate loan repayment instalments from the client's rent account where applicable Where the client's property generates rental income managed through our property management service, we coordinate the payment of the client's loan repayment instalments directly from the client's rent account on the agreed due dates, ensuring that all repayments are made on time and that the client's loan account is maintained in good standing. Full records of all repayments are included in the regular statements of account issued to the client.

HOW WE OPERATE

Our Process

Step 01

Financing Needs Analysis

We engage the client to establish a comprehensive financing brief, covering the amount required, the intended purpose, the client's repayment capacity, and the preferred loan structure, to inform our approach to the market.

Step 02

Lender Identification and Matching

We identify and approach financial institutions from our network whose products and lending criteria are best aligned with the client's financing requirements and project profile, generating credible financing offers for the client's review.

Step 03

Loan Application Preparation and Submission

We support the client in preparing a complete and professionally presented loan application, assembling all required documentation, and managing the submission to the selected lender on the client's behalf.

Step 04

Loan Approval and Fund Disbursement

We negotiate the final loan terms with the lender on behalf of the client, coordinate the satisfaction of all conditions precedent to disbursement, and manage the formal approval and release of loan funds in accordance with the agreed disbursement schedule.

Step 05

Ongoing Repayment and Compliance Support

We provide ongoing support to the client throughout the loan repayment period, coordinating repayment instalments from the client's designated account where applicable, monitoring loan compliance, and advising the client on any matters arising in connection with the financing arrangement.

Our Distinction

Why Choose Premier Valuers Limited?

Decades of expertise. Unwavering commitment. Client satisfaction. Results oriented.

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20+

Years Experience

Deep-rooted expertise in Kenyan property markets

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9,000+

Happy Clients

Trusted by individuals, investors, and enterprises

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10,000+

Projects Completed

Portfolio spanning residential, commercial, and industrial

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15+

Team Members

Experienced professionals across all disciplines

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